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Hok's Group
In this Group: Hok, Seng, Sol
Living in Siem Reap Province where rice farming is a common business, Hoch is married and has six children. Currently, only three are under his dependency. Not different from others in his neighborhood, he also grows rice on his four hectares. It is the business that he has been doing for 21 years. With VisionFund, he is a first time borrower. He is in need of working capital; thereby he formed a group of three members to apply for a new loan. Hoch, a group leader, will use his loan portion to buy potash, pesticide, and to pay for water pumping. He hopes to make more profit from his business and improve his standard of living.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 168
    View loans »
    Cambodia Loans Fundraising
  • $41,451,425
    Funds lent in using Kiva
  • 3,984.1
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Hok's Group's $650 loan helped a member to buy potash, pesticide, and to pay for water pumping.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Feb 6, 2013
Mar 20, 2013
Currency Exchange Loss:
Jan 18, 2014