A loan of $250 helped to pay for additional supplies and merchandise products like clothing, footwear, undergarments, and cosmetics needed in her business.


Elvira's story

This is Elvira, 39, resident of Bacoor, Cavite, Philippines. She is married to Jaime, a driver and a father to their children. She and her husband are working hard to provide income for their everyday needs.

Elvira maintains a direct selling business. She sells clothing, footwear, undergarments, cosmetics and other products through the popular direct selling brands like Avon, Fuller life, Natasha, Boardwalk, Marikina Shoe Exchange, and other direct selling brands. A customer's order is bought in cash by the dealer and then given to the customer with a one-month-to-pay credit. Dealer’s prices are lower than those in the catalog, and this profit is the dealer's income. Her regular customers are her neighbors and the local community. She earns a minimum of Php2000 in sales every week.

She is requesting a Php10, 000 loan. She will be using the loan to buy additional supplies and merchandise products like shampoo, cologne, deodorant, perfume, soap, fabric softener, undergarments and other products needed in her business. She expects a boost in her business income as she expands her business.

Elvira hopes to have more products to sell and dreams of giving her children a good future and education. She meets up with her co-fellowship* members to share stories of her life and business every week. She also draws strength and inspiration from the fellowship and the Word of God she studies.

* All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and pay Micro Finance loans.



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