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Ilhomjon is a young man 37 years of age. He's married and has children. His wife is a homemaker and is need to raise the children since they are still little. Ilhomjon is a carpenter who has made furniture for a profession for the last 15 years. He has many clients and has a good reputation among friends and relatives. He loves his work and takes pride in it. In his free time, Ilhomjon works with livestock, fattening animals to sell. It's the furniture-making, however, that is his main source of income. He dreams of buying a car since it is difficult and expensive to rent vehicles to carry logs and new tools. With this goal in mind, he has turned to Arvand for a loan since he doesn't not have enough funds to buy the car outright. He relies on the support of Arvand since purchasing the car will make it much more convenient to deliver orders and to buy raw materials for his work.
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Илхомчон молодой мужчина в возрасте 37 лет, он женат и имеет детей. Его жена домохозяйка, дети еще очень маленькие и она занимается воспитанием детей. Илхом является плотником. Производит мебель. Он занимается этим ремеслом в течении 15 лет. У него много клиентов и хорошая репутация среди близких и родственников. Он очень гордиться, и любит свою работу. Также дополнительно в свободное время Илхом занимается откормом мелко рогатого скота. Но основной доход от производство мебели.
Илхом мечтает купить машину, так как ему трудно и дорого каждый раз заказывать машину для перевозок бревен и новых инструментов. С этой целю он обратился в Арванд за кредитом так как ему не хватает денежных средств для покупки авто. Он очень надеется на помощь от организации Арванд потому что, купив машину ему будет удобно развозить заказы и покупать сырье для своей работы.

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About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 207
    View loans »
    Tajikistan Loans Fundraising
  • $31,093,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD