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Umeda is twenty eight years old. She's a very kind and determined woman. She's married and is raising two little children, Ibodathon is four, and Ismoiljon is three. After becoming married, Umeda started to look for work in her field since she graduate from Tajik State University where she majored in economics. Her efforts were in vain. She was very excited to find out about the course "Bring It On" offered by the Association of Business Women. She successfully participated in the course and received a certificate. She wants to start her own business, buying and selling women's underwear at a mall. She is the sole proprietor of her business since her husband Bajrom works in construction and is very busy. She's asking for a loan of 3000 American dollars to buy women's underwear in order to start her own business. She awaits your kindness.
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Умеде 28 лет. Она добрая и целеустремленная женщина. Она замужем и на воспитании имеет 2 маленьких детей. Дети Ибодатхону 4 года и Исмоилджону 3 года. Умеда после замужества начала искать подходящую работу, так как она окончила Таджикский Государственный Университет по специальности Экономиста. Все ее усилия оказались напрасно, то есть она не нашла подходящею работу. Она очень обрадовалась, когда узнала о курсе «Добейся успеха» организованного Ассоциация Деловых Женщин. Она очень успешно участвовала на этом курсе и получила сертификат. Она хочет организовать свой бизнес купле продажей женского белья в торговом центре. Она с бизнесом будет справляться сама, так как ее муж Бахром, строитель и имеет много дел. Она запрашивает займ в сумме 3000 долларов США для покупки женского белья, чтобы организовать свой бизнес. Она ждет вашу доброту.

Additional Information

More information about this loan

This loan is part of IMON International's startup loan program called Sarchashma ("spring" in the local language). Sarchashma loans are tailored to women who have feasible business ideas but lack the funds to get started. In addition to credit, these women also receive special training from the National Association of Business Women of Tajikistan to develop business plans. They also have the opportunity to participate in IMON's "Woman Entrepreneur, Get Ahead" program, a three-day intensive training course. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Tajikistan

  • $2,700
    Average annual income
  • 263
    View loans »
    Tajikistan Loans Fundraising
  • $31,845,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Umeda to buy women's underwear to start a new business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 22, 2013
Mar 8, 2013
Currency Exchange Loss:
Oct 21, 2013