Helmis sells cosmetic products like lipstick, fragrances for men and women, shampoo and make up. She has had her own business for 8 years and contributes economically to the upkeep of her home.
Thanks to her friendly attention, her business has improved. She sells on credit and for cash and demand has risen so that she is currently in need of financing to be able to buy an order of cosmetics, which will then allow her to increase her sales.
Before she had her business, she was a beauty student and currently runs an independent business.
She is the mother of a school age child and is married.
Doña Helmis es comerciante de productos de cosméticos como: pintura labial, perfumes de hombre y mujer, champú, vanidad.Tiene ocho años de tener su propio negocio y contribuye económicamente en el mantenimiento de su hogar.
Gracias a su amable atención su negocio ha mejorado, su forma de venta es al crédito y al contado, su demanda ha crecido por lo que actualmente necesita una fuente de financiamiento para comprar un pedido de cosméticos, acción que le permitirá incrementar sus ventas.
Antes de tener su negocio era estudiante de belleza, y actualmente tiene su propio negocio independiente.
Es madre de un hijo en edad escolar, y su estado civil es casado.
This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.