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Justo German
Justo Germán lives in the city of Managua, where he works as a security guard in a shopping centre. He has a reputation as an honest person who is responsible in his work and in his family obligations. His family unit is made up of his three children and his wife.

He is seeking a loan from Kiva and Ceprodel to pay for a health check, some laboratory tests and medication, all of which are necessary for his young son's health.

Justo Germán is grateful to Ceprodel for the previous loans which they granted him. He used them to buy building materials to improve his home and make it more comfortable for his family. He will now be able to improve his son's state of health, which would be impossible without the loan.
View original language description ↓
El señor justo German vive en la cuidad de Managua trabaja como vigilante en un centro de compras que se caracteriza por ser una persona honesta, responsable en su trabajo y en sus obligaciones familiares.Su núcleo familiar lo conforman sus tres hijos y su esposa.

Don justo está solicitando a kiva y ceprodel un financiamiento para hacerle un chequeo médico, hacerle unos exámenes de laboratorio y la compra del medicamentos, ya que en este momento es necesario para la salud de su pequeño hijo.

El señor justo German se siente agradecido con ceprodel por que los crédito anterior se le han otorgado los ha invertido en la compras de materiales de construcción para su casa y así de esa manera ha venido mejorando su casa para la comodidad de su familia.
en este momento podrá mejorar la salud de de su hijo que sin la oportunidad de este crédito le seria imposible lograrlo.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 71
    View loans »
    Nicaragua Loans Fundraising
  • $25,767,775
    Funds lent in using Kiva
  • 24.3
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Justo German to pay for health care for his family.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Feb 22, 2013
Mar 6, 2013
Currency Exchange Loss:
Jul 18, 2014