Update on ClementeCelemente was born in the Minas Pampas community in the Tiraque province, Cochabamba department. He currently lives in his community with his family (Clemente appears in the photo with his family).
His house is rustic: it's constructed of mud and has a tile roof with mud plastering. The community where he lives is three kilometers east of the town of Tiraque. The economic activity there is agriculture, which is growing tubers and grains. The production is seasonal in the high regions of the high valley.
The loan that he is requesting is to buy chicken manure. Clemente is interested in bettering himself and improving his income in the coming years. His whole family does the agricultural work. In some cases his neighbors help with the planting and harvesting, as is their custom.
The previous loan helped him quite a bit with the purchase of manure and livestock. That is why he now wants to increase his production and to buy more manure.
Previous Loan DetailsClemente, born in Minas Pampas in Tiraque province in the department of Cochabamba, now lives here with his family, wife, and two minor children. His mud house has a tile roof reinforced with mud and is very rustic. Clemente's community is 3 km east of Tiraque. He is a farmer. He grows tubers and... More from Clemente's previous loan »
About CIDRECIDRE is a Bolivian microfinance institution with a strong social commitment to the community. It works to provide quality financial services to rural and peri-urban borrowers, focusing primarily on agricultural loans for dairy farmers and micro-enterprises. CIDRE targets segments of the population that have not traditionally had access to credit, and invests in much-needed community development projects. It is currently working with coca farmers in the Chapare region to replace coca with less controversial crops. Get more involved by joining the Friends of CIDRE lending team.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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