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Jovanis is 52 years old and lives in the town of Hoima in the Hoima region of Uganda. She is widowed and has four children. For the past ten years, Jovanis has been working hard to manage her timber business, in which she trades in timber.

To help expand her business, Jovanis has requested a loan of UGX 2,000,000 (Ugandan shillings) from BRAC Uganda. The loan will be used to buy more timber to sell and will help Jovanis to generate greater profits and invest money in the business. Jovanis hopes that, in the future, she will be able to put her children through school.

Jovanis is a member of BRAC's Small Enterprise Program (SEP). The program primarily serves small entrepreneurs, like Jovanis, who do not have enough collateral for commercial loans, but have businesses that have grown too large for microloans.

Additional Information

About BRAC Uganda

This loan is administered by BRAC Uganda, a registered non-governmental organization (NGO) in Uganda that is also a part of the BRAC international network. BRAC Uganda attempts to address poverty through a holistic model, offering programs in education, health, water & sanitation, agriculture, and microfinance. BRAC Uganda’s microfinance program aims to provide the poor with easy, reliable, and efficient access to institutional financial services, and reaches over 150,000 families in Uganda. For more on BRAC Uganda, please see our partner page, and join our lending team, Friends of BRAC Uganda.

About Uganda

  • $1,800
    Average annual income
  • 123
    View loans »
    Uganda Loans Fundraising
  • $33,818,525
    Funds lent in using Kiva
  • 2,646.7
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Jovanis to buy more timber to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 11, 2013
Mar 8, 2013
Currency Exchange Loss:
Mar 21, 2014