A loan of $4,500 helped a member to buy a new overlock sewing machine, an ironing board and some nice, good quality fabrics and raw materials.


Aziz's Group's story

Aziz is a young Iraqi woman. She 19 years old and recently married. With limited career options due to cultural restrictions and domestic constraints, Aziz is one of the many Iraqi woman who is working from home, using her sewing skills to generate some income and participate in meeting the financial needs to build the foundation of a new family. She has two years experience with small home-based sewing work, and she is ambitious to make it a successful one. Learning from her mother's experience as well as introducing a fresh, younger take on her creations, she would like to offer really good service for her customers and give them a variety of services and creative choices for their orders. She would like to buy a new overlock sewing machine, an ironing board and as much nice, good quality fabrics and raw materials as she can. To be able to pay for these purchases she took a loan from Relief International - Microfinance Iraq. Relief International - Microfinance Iraq offers "Group loans" for clients unable to provide a guarantor - thereby unable to apply for a loan as an individual. As a group, the members collectively guarantee the loan. Groups consist of 3 to 5 clients and each client is evaluated on his or her repayment capacity. All group members receive the same loan amount as the individual with the lowest repayment capacity in the group. Based on the political and social challenges of lending in Iraq, personally identifiable information about these borrowers has been altered for their protection. RI-Iraq appreciates Kiva lenders' consideration of these challenges and encourages lenders to continue their support for Iraqi borrowers.

In this group: Aziz , Rwpak , Harez
*not pictured



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