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Wastaarabu Group
In this Group: Hidaya, John, Heri, Mwanaid, Maria, Pili, Fatuma, Salama, Saumu, Pelegrine*, Hatibu, Wampandandila, Salum
* not pictured
Hidaya is in her 30’s. She is married and the mother of two boys who are in school. For a period of three years now, Hidaya has been managing her family by running two business activities, selling charcoal and managing a restaurant offering different food services like breakfast and lunch. She is doing fine. She starts her activities at 6 AM and completes them at 7 PM daily. She is capable of generating a better profit each month.

This request is Hidaya's 12th loan from Tujijenge Tanzania. She has repaid all previous loans successfully. She used the previous loans to buy more sacks of charcoal and more food items. With the extra profit she received, she bought a plot of land where she expects to build a house in the future. She also purchased a TV, a refrigerator and a cupboard and paid both school fees for her boys and home expenses. She will use this loan to buy and stock more charcoal, to purchase food items and to renovate her restaurant premise. Her dream is to one day be able to build a nice house.

She will share this loan with her loan group, "WASTAARABU," which has a total of 13 members. The members of the group will hold each other accountable for paying back the loan.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,900
    Average annual income
  • 20
    View loans »
    Tanzania Loans Fundraising
  • $16,082,000
    Funds lent in using Kiva
  • 1,618.4
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Wastaarabu Group's $3,575 loan helped a member to buy and stock more charcoal, to purchase food items and to reinovate her restaurant premise.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Mar 5, 2013
Mar 7, 2013
Currency Exchange Loss:
Aug 17, 2013