Mariam, sitting on the far right in the picture, is the Benkadi group member who sells cereals. She is planning to use her loan to buy 3 bags of corn and cereals. She gets her supplies in the vicinity of Siékourani village. She makes most of her sales at the Siékourani and Loulouni town markets on market days for cash to a retail clientèle made up of men and women. She expects to make an average monthly profit of 20 000 francs, part of which will be used to pay off the loan and its interest, and part of which will be used to build her savings.
Elles sont à leur troisième prêt avec l’institution de micro finance Soro Yiriwaso afin de satisfaire le besoin de leur clientèle. Les prêts passés ont été correctement remboursés.
MARIAM 1ère assise à droite sur la photo, fait le commerce de céréales dans ce groupe de femmes BENKADI.
Elle compte acheter avec son prêt 3 sacs de maïs des céréales.Elle s’approvisionne dans les environs du village de Siékourani.
Elle les revend essentiellement au marché de Siékourani et au marché de Loulouni ville le jour de foire à une clientèle composée d’hommes et de femmes au comptant et en détail.
Elle envisage réaliser un bénéfice mensuel moyen de 20.000FCFA dont une partie est utilisée pour payer le prêt et son intérêt et l’autre pour son épargne .
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid