Check out some available loans that are similar to this one!

Update on Josphine

Josphine is 37 years old, single, and has one child. She is still running her food stall business. Her monthly income has increased to 16,000 KES.

Josphine is requesting her second loan from KADET LTD for 60,000 KES, which she will use to purchase stocks of wheat flour, maize flour, salt, cooking fat, and oil for her business. The anticipated income will be used to pay school fees for her daughter. Her dream is to see her business prosper.

Previous Loan Details

Josphine is 36 years old and single with one child, age 12 years old. Josphine runs a food stall business and has been in operation for 8 years, earning 15,000 KES monthly. This is her first loan from KADET LTD of 30,000 KES. She plans to use it on purchasing a fridge for storing the perishab... More from Josphine's previous loan »

Additional Information

About VisionFund Kenya

VisionFund Kenya is dedicated to economically empowering its clients by providing financial services to improve living conditions of micro-entrepreneurs and their children across Kenya. VisionFund Kenya is the microfinance subsidiary of World Vision Kenya. Obtain more information on VisionFund Kenya from its website.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Kenya

  • $1,800
    Average annual income
  • 854
    View loans »
    Kenya Loans Fundraising
  • $47,090,675
    Funds lent in using Kiva
  • 86.0
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Josphine to purchase wheat flour, maize flour, salt, cooking fat ,and oil for her business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 13, 2013
Mar 7, 2013
Currency Exchange Loss:
Mar 17, 2014