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Gulmira is 51 years old and raised 3 children. After the fall of the USSR and the collapse of its collective farms, Gulmira started her own business with livestock, with a start-up sum of 20,000 KGS. She now has 2.5 hectares of land where she has a farmyard and where she also grows beans and perennial grasses. She has a monthly income of 6,000 KGS from selling cattle and her crops. In order to expand her business, Gulmira has turned to Bai Tushum and Partners for a loan of 40,000 KGS to buy sheep. She plans to use the income from the loan to expand her business even further.
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Гульмире 51 год, воспитала 3 детей. После развала СССР и распада коллективных хозяйств Гульмира начала занимается животноводством, начав этот бизнес со стартовой суммы 20,000 сом (KGS). В настоящее время в хозяйстве Гульмиры имеется 2,5 га земли где ежегодно выращивают фасоль и многолетние травы и развитой скотный двор, что позволяет иметь ежемесячную прибыль в сумме 6,000 сом от перепродажи скота и полеводства. В целях дальнейшего развития своего бизнеса, Гульмира обратилась в компанию «Бай –Тушум и Партнеры» за кредитом в сумме 40,000 сом (KGS) на закуп овец. Доходы от кредита Гульмира планирует вложить расширение хозяйства.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 62
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,018,650
    Funds lent in using Kiva
  • 47.6
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $850 helped Gulmira to purchase sheep.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Feb 15, 2013
Mar 8, 2013
Currency Exchange Loss:
Sep 17, 2014