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Update on Kaiyrzat

Kaiyrzat and her family live in one of the mountain villages of Kyrgyzstan which is in the north of the country. She is sincerely grateful for Kiva's support. She was able to increase her income and improve the welfare of the family.

In order to further develop her business, Kaiyrzat approached Bai-Tushum and Partners for a loan of 60,000 som (KGS) to buy sheep for fattening and resale. Kaiyrzat is going to open a store near her home.
View original language description ↓
Кайырзат со своей семьей живет в одном из высокогорных сел Кыргызстана,что что на севере страны. Она от всей души благодарна за поддержку фонду КИВА. Она смогла увеличить свои доходы и улучшить благосостояние семьи.
В целях дальнейшего развития своего бизнеса, Кайырзат обратилась в компанию «Бай – Тушум и Партнеры» за кредитом в сумме 60,000 сом (KGS) на покупку овец на откорм и перепродажу. Кайырзат собирается открыть магазин возле дома.

Previous Loan Details

Kaiyrzat is 33 years old, married and has three preschool children. Her family's primary business is fattening up and reselling livestock. This business, started in 2001 with an initial sum of 10,000 som (KGS), today yields about 5,000 som (KGS) per month. Currently, Kaiyrzat's business contai... More from Kaiyrzat's previous loan »

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 40
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,530,050
    Funds lent in using Kiva
  • 47.6
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,275 helped Kaiyrzat to purchase livestock.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Feb 22, 2013
Mar 8, 2013
Currency Exchange Loss:
Mar 17, 2014