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Brenda Xiomara
Brenda Xiomara is originally from Tisma but due to life’s vicissitudes she now lives in a neighborhood in Managua, Nicaragua Department, where she’s lived with her family for the last 30 years. She works in her grocery store from six in the morning until nine at night when she stops tending to customers. She’s had the business for more than four years and it’s been a source of support for her family and for her children’s education; they are still in school.

She’s asking Ceprodel for a loan to buy grocery items like rice, oil, soap, snacks, cereal and perishable items to stock the grocery store and meet customer demand.

Brenda has been able to gradually increase business thanks to these loans and she thanks God and Ceprodel for the support provided; this is how she’s been able to get ahead and approach her goal.
View original language description ↓
Brenda Xiomara es originaria de tisma pero por cosa de la vida ahora vive en un barrio de Managua departamento de Nicaragua, donde ha convivido con su familia desde hace treinta años, ella se ha dedicado a su pulpería desde la seis de la mañana hasta nueve de la noche, deja de atender a sus clientes, con más de cuatro años que tiene de tener este negocio que sido un apoyo para el sustento de su familia y para la educación de sus hijo que están de estudio todavía.

Estoy solicitándole a CEPRODEL un crédito, para compra de productos de abarrote tales como arroz, aceite, jabón, golosina, cereal y perecedero para abastecer la pulpería y cubrir la demanda de sus clientes.

con estos financiamiento doña Brenda ha podido ir aumentando su negocio y da gracia adiós ya ceprodel por el apoyo le han brindado, así ha podido salir adelante logrando sus meta.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 71
    View loans »
    Nicaragua Loans Fundraising
  • $25,768,275
    Funds lent in using Kiva
  • 24.4
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $350 helped Brenda Xiomara to buy grocery items.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Feb 27, 2013
Mar 5, 2013
Currency Exchange Loss:
Apr 16, 2014