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Chhea Y., 54, is a widowed farmer who lives with her only daughter. Living in the Kampong Cham province, she typically makes US$1 every day and is aided by her daughter who works in a garment factory. The Kampong Cham area has not seen favorable weather conditions for farming this past year. Along with increased inflation, it has been a difficult year economically in much of Cambodia. As a farmer, Chhea Y. is taking a lot of the brunt of the economic downturn. That is why she has approached CREDIT with a request for a loan. Chhea Y. is asking for a loan of US$300 to purchase of fertilizer, a purchase that she sees as a good opportunity to increase her income.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 125
    View loans »
    Cambodia Loans Fundraising
  • $39,835,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $300 helped Chhea purchase fertilizer.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jul 7, 2008
Jun 23, 2008
Currency Exchange Loss:
Feb 15, 2010