Check out some available loans that are similar to this one!
Lucianitas Group
In this Group: Virginia, Angela, Catarina, Hilda, Dalia, Ana, Maria, Juana, Catarina, Paula
View original language description ↓
The Lucianitas group come come from the Paquip village, which is situated in the municipality of Santa Clara. The only way to reach this location is by travelling to the Palestina canton by a microbus, before walking for 45 minutes. However, when I went there for the interview, I had to walk another 45 minutes in the rain, as the bus driver didn't reach Palestina, and so I had to walk to the center of Santa Clara. This was an incredible experience, as I was walking through the green mountains surrounded by a deep calm.

All of the Lucianitas manufacture belts from beads. These belts are used by indigenous women to decorate their materials or long skirts. The Lucianitas sell the belts to traders who come to Paquip to collect the goods. Together with their respective families, this group of women work very hard to earn their daily bread.
Each belt sells at US$6 and it takes one person a whole day to produce one belt.

These women usually work alone and are helped by their daughters after they arrive home from school and do their homework. In Paquip, all girls start producing these belts from the age of 9.

The Lucianitas have been working together for 6 years. During this time, the clients have achieved a unique harmony. This harmony is due to the courtesy of the women. Furthermore, all of these years they have felt very comfortable with the credit agent Gloria Cholotio and also with The Friendship Bridge. They say that they like the Friendship Bridge because an alternative local loan would be very expensive, with monthly fees of up to 10%.

The dream of the Lucianitas is to see their childR. complete school and maybe even university. They all support their childrens' education. They see that their childR. have the opportunity to get an education that they never had. It's because of this that they blindly support the development of their families and we really ought to do the same.

Translated from [Spanish] by [Lisa Ritchie], Kiva Volunteer.

Las Lucianitas provienen D. la aldea Paquip ubicada en el municipio D. Santa Clara. La única manera D. llegar a este lugar es llegar al cantón D. Palestina en un microbús y luego caminar por 15 minutos. Sin embargo cuando yo fui a la entrevista tuve que caminar 45 minutos bajo la lluvia, ya que el conductor D. los microbuses no llegaron a Palestina y tuve que caminar hasta el centro D. Santa Clara. Esta fue una experiencia realmente increíble ya que estaba caminando al medio D. las montañas verdes rodeado por una paz única.

Todas las Lucianitas elaboran cinturones a base D. mostacilla. Estos cinturones son utilizados por las mujeres indígenas para adornar sus cortes o faldas largas. Ellas venden sus cinturones a los intermediarios que vienen a Paquip a recoger la mercadería. Junto con sus respectivas familias este grupo D. mujeres trabajan muy duro para ganarse el pan D. cada día. Para elaborar un cinturón una persona se demora un día entero y venden cada uno a US$6. Lamentablemente, el intermediario se lleva gran parte D. la ganancia.

Usualmente estas mujeres trabajan solas y cuando sus hijas llegan del colegio las ayudan a elaborar las cintas después D. hacer sus tareas. En Paquip todas las niñas empiezan a elaborar estos cinturones desD. que tienen 9 años D. edad.

Las Lucianitas han venido trabajando juntos por 6 años. Durante este tiempo las clientas han logrado una armonía única. Esta armonía se debe a que todas las señoras son cumplidas. Además, todos estos años ellas se han sentido muy cómodas con la agente D. crédito Gloria Cholotio y con la institución. Ellas dicen que les gusta Friendship Bridge porque un prestamista local les cobra muy caro, esto pueD. llegar hasta un 10% al mes.

El sueño D. las Lucianitas es D. ver a sus hijos graduarse del colegio y porque no la universidad. Todas ellas apoyan la educación D. sus hijos. Ellas sienten que sus hijos tienen la oportunidad D. educarse que ellas no tuvieron o no le ofrecieron. Es por eso que ellas ciegamente apoyan el desarrollo D. sus familias y ¡nosotros deberíamos D. hacer lo mismo!

Additional Information

About Friendship Bridge

This loan is administered by Friendship Bridge (FB), a nonprofit, nongovernmental organization that empowers thousands of impoverished Guatemalan women through its Microcredit Plus program. The program combines small loans averaging US$350 for four-to-twelve month loan terms with non-formal, participatory education.

As FB clients, women start, expand, or diversify their businesses and learn practical lessons on topics including business, health, and self-esteem. FB’s clients borrow as a group, forming Trust Banks (groups of 7-25 women who serve as co-guarantors of the loan and act as a self-regulating support network).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Guatemala

  • $5,300
    Average annual income
  • 59
    View loans »
    Guatemala Loans Fundraising
  • $12,391,125
    Funds lent in using Kiva
  • 7.5
    Guatemala Quetzales (GTQ) = $1 USD

Success!! The loan was 100% repaid

A portion of Lucianitas Group's $3,025 loan helped a member to buy beads and thread to produce belts.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jul 9, 2008
Jun 23, 2008
Currency Exchange Loss:
Oct 3, 2009