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Ms Sharifan, a 51-year-old married mother of four, has been running a small general store in her community for the last eight years. She offers various goods for daily use. Her husband is employed in a small factory on daily wages, his earnings insufficient to support the needs of the family.

Sharifan is motivated to provide good living conditions for her family. She wants to grow her business and so has requested a loan of Rs. 35,000 to buy a stock of rice and flour to meet increasing customer demand. With a good repayment history, this will be her sixth loan. Sharifan wishes to utilize part of her revenue to meet personal expenses and to increase her business capital.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 345
    View loans »
    Pakistan Loans Fundraising
  • $16,490,375
    Funds lent in using Kiva
  • 98.2
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Sharifan to buy a stock of rice and flour to resell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 21, 2013
Mar 6, 2013
Currency Exchange Loss:
Mar 21, 2014