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Bermet is 57 years old and a widow. She has raised two children. The youngest son lives with his mother. In 2005, Bermet started working with livestock breeding and field crop cultivation, after having started this business with 10,000 som (KGS). Currently Bermet has 2 dairy cows, 1 bull and 15 sheep and goats at her farm. Bermet's prioritized goal is currently to the necessary material foundation for her son.

With an aim to further develop her business, Bermet turned to the organization "Bai Tushum & Partners" for a loan in the amount of 50,000 som (KGS) for the purchase of sheep to fatten and then resell. Bermet plans to invest the income from the loan in further improving her business and to build a house at her plot and marry her son away.
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Бермет 57 лет, вдова, воспитала 2 детей. Младший сын живет с матерью.В 2005 году Бермет начала занимается животноводством и полеводством, начав этот бизнес с 10,000 сом (KGS). На сегодняшний день в хозяйстве Бермет имеется 2 дойная корова,1 теленок и 15 коз и овец. Приоритетной целью на сегодняшний день для Бермет, создать необходимую материальную базу для сына. В целях дальнейшего развития своего бизнеса, Бермет обратилась в компанию «Бай – Тушум и Партнеры» за кредитом в сумме 50,000 сом (KGS) на покупку овец, для откорма и последующей реализации. Доходы Бермет планирует вложить в дальнейшее увеличение хозяйства и построить дом на своем участке и женить сына.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 52
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,904,175
    Funds lent in using Kiva
  • 47.6
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Bermet to purchase sheep for resale.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Feb 28, 2013
Mar 6, 2013
Currency Exchange Loss:
Mar 17, 2014