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Zoya is 54 years old, married and has two school-aged children. In 2005, she and her husband started their own business with 70,000 KGS. Now, under her care, she has 13 head of sheep and 4 calves. Fattening and selling cattle brings in 10,000 KGS a month for the family. In order to further expand her business, Zoya has turned to Bai Tushum and Partners for a loan of 120,000 KGS to buy cattle and 25 sheep. With the income from the loan, Zoya plans to make repairs to her home. In the future, she dreams of buying an apartment.
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Зое 54 года у них с мужем 2 детей школьного возраста. В 2005 году они с мужем начали свой бизнес с 70,000 KGS. На сегодня в хозяйстве Зои содержится 13 голов овец и 4 теленка. Откорм и перепродажа скота приносит 10,000 сом в месяц (KGS). В целях дальнейшего развития своего хозяйства, Зоя обратилась в компанию «Бай – Тушум и Партнеры» за кредитом в сумме 120,000 сом (KGS) для покупку мелкого рогатого скота, 25 овец. Доходы от кредита Зоя планирует вложить на ремонт дома и будущем мечтает купить квартиру.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 80
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,904,175
    Funds lent in using Kiva
  • 47.6
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,525 helped Zoya to purchase 25 sheep.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Feb 22, 2013
Mar 7, 2013
Currency Exchange Loss:
Jan 18, 2015