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Bell Group
In this Group: Belinda, Helina
This group consists of two members, Belinda and Helina, a hairdresser and ladies' top seller respectively. They reside at Zone 6 in the Dansoman community. They have been together from 2012 to the present.

Belinda, a 27-year-old hairdresser and a single parent of one child, has been with ID Ghana for the past year and is doing very well. In her business for three years now, she works from Monday to Saturday. Her salon has allowed her to secure a quality education, and she is now requesting her second loan for GHS 800 to buy more products to sell to her customers. She is grateful to ID Ghana.

Helina is requesting a loan amount of GHS 650 to buy more goods to sell to her customers in the Dansoman community.

Additional Information

About ID Ghana

ID Ghana is a microfinance NGO that provides financial and social services to underserved urban communities in Accra. ID Ghana’s socially-oriented business model provides clients with a number of social services, including financial literacy training, group discussions led by peer educators on health and nutrition education, child schooling, basic medical services, and counseling and legal services for women victims of violence.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ghana

  • $3,500
    Average annual income
  • 27
    View loans »
    Ghana Loans Fundraising
  • $12,634,025
    Funds lent in using Kiva
  • 1.9
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A portion of Bell Group's $775 loan helped a member to buy more shampoo, cream, and wigs for her salon.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Feb 21, 2013
Mar 6, 2013
Currency Exchange Loss:
Sep 17, 2013