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Shafoat is 51 years old. She is married and raising seven children. She has been a very hardworking woman since childhood and helped her parents with the household. Shafoat got married after finishing a secondary school. Not having pursued a higher education, she was left without any type of profession. She started having issues with money after giving birth to her children. Her husband was involved in farming, but his income was barely enough for living. Shafoat became involved in farming after the children grew up. Currently, she needs more money than ever before because her children grew up and have to get married. With the goal of obtaining a new source of income, she decided to start her own business in animal husbandry. She completed the "Achieve Success" course, organized by the Association of Business Women, and obtained a certificate. Shafoat came to IMON to obtain a loan in the amount of 2500 somoni to buy livestock. She awaits your kindness because her family budget and children's future depend on this new business.
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Шафоату 51 года. Она замужем и на воспитании имеет 7 детей. Она с детства была очень трудолюбивой девушкой и помогала родителям по домохозяйству. После окончания средней школы она вышла замуж. Не получив высшее образование она осталась без какой либо профессии. После рождения детей у нее начались проблемы с деньгами. Ее муж занимался земледелием, и его доход ели-ели хватал на жизнь. После того как дети выросли Шафоат тоже начала заниматься земледелием. Данное время она нуждается больше денег, чем когда либо, так как дети выросли и надо их женить. С целью найти новый источник дохода, она решила организовать свой бизнес животноводством. Она прошла курс «Добейся успеха» организованный Ассоциация Деловых Женщин и получила сертификат. Она обратилась в ИМОН с целью получения займа в сумме 2500 сомони для покупки скота. Она ждет вашу доброту, так как от этого нового бизнеса зависит семейный бюджет и будущее детей.

Additional Information

More information about this loan

This loan is part of IMON International's startup loan program called Sarchashma ("spring" in the local language). Sarchashma loans are tailored to women who have feasible business ideas but lack the funds to get started. In addition to credit, these women also receive special training from the National Association of Business Women of Tajikistan to develop business plans. They also have the opportunity to participate in IMON's "Woman Entrepreneur, Get Ahead" program, a three-day intensive training course. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Tajikistan

  • $2,700
    Average annual income
  • 262
    View loans »
    Tajikistan Loans Fundraising
  • $31,841,700
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $550 helped Shafoat to buy livestock and start a new business.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Mar 1, 2013
Mar 6, 2013
Currency Exchange Loss:
Jun 17, 2013