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Teresita is 55 years old, married and the mother of eleven children. She earns a living by farming sugarcane in the Philippines, and is requesting a loan for PHP 29,500 through NWTF to buy fertilizer and other farm supplies. Teresita has been farming sugarcane for 13 years and also earns additional income by running a general store. She is working tirelessly toward her goal of saving enough money to send her children to school.

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 529
    View loans »
    Philippines Loans Fundraising
  • $69,869,425
    Funds lent in using Kiva
  • 40.8
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Teresita to buy fertilizer and other farm supplies.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Feb 8, 2013
Mar 6, 2013
Currency Exchange Loss:
Apr 17, 2013