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Ruth Ann
Ruth Ann is a happy woman who enjoys managing her sari-sari store (general store) business. Ruth Ann is 56 years old, married, and has four children. With her passion to succeed, Ruth Ann patiently runs her business. Sometimes she makes ladies' accessories like rings, necklaces, bracelets, and earrings that are made from Swarovski for extra income. Through her earnings from the business, Ruth Ann builds up a stall for her sari-sari store.

Ruth Ann wishes for continued growth of the business. She manages the business well to earn higher income to financially support her youngest child in pursuing her college education.

Ruth Ann is requesting a loan of 50,000 PHP to buy soft drinks, condiments, cheese curds, and sugar to sell. She thinks that this loan will have a big contribution in reaching her wish.

Additional Information

About Alalay sa Kaunlaran, Inc.

This loan is made possible by Alalay sa Kaunlaran, Inc. (ASKI), which means “a partner in development.” ASKI has been in operation for 25 years and runs multiple successful initiatives in addition to microlending. Its main microfinance branch focuses on lending to microentrepreneurs, small farmers, and fisher folk. ASKI also provides microinsurance and marketing support for borrowers, as well as educational programs to develop the skills of both borrowers and staff. The ASKI Foundation funds community development projects such as a daycare feeding program and scholarships for children. ASKI Global helps overseas Filipinos develop entrepreneurial and financial skills to maximize the impact of remittances.

ASKI’s motto is “Together, let’s make things happen!” Join ASKI's Kiva Lending Team or view its website.

About Philippines

  • $7,000
    Average annual income
  • 406
    View loans »
    Philippines Loans Fundraising
  • $70,831,400
    Funds lent in using Kiva
  • 40.8
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,250 helped Ruth Ann to buy soft drinks, condiments, cheese curds, and sugar to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 8, 2013
Mar 6, 2013
Currency Exchange Loss:
Jan 23, 2014