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Virginia Elena
Virginia lives in Guayaquil. She started working for a dressmaking company, then decided to buy her own machines and start her business making clothing for all sizes. She works on her own, all day long. She has her business in her home, where she sews blouses, pants, underwear—a little bit of everything. Every day she asks God for her well-being and to keep her and her adult son free from any disease.

She is a single mother, as her husband abandoned her, leaving her alone with her son. Because of this, she has kept going so that she can give them a better life.

With the loan she wants to expand, with more fabric, machines and thread, so that she can sew more easily and make more things that her customers request. Besides getting more machines, she can give work to other people, enabling them to earn more and provide a better living for their families.
View original language description ↓
La Sra. Virginia vive Guayaquil. Ella empezó trabajando para una empresa de confección luego decidió comprase sus propias máquinas y comenzar con su negocio de confección de ropas para todo tipo de tallas.
Trabaja sola, todo el día, en su casa tiene el negocio en donde cose blusas, pantalones, interiores, de todo un poco.
Cada día le pide a Dios por su bienestar y que la libre de cualquier enfermedad a ella y a su hijo que ya es mayor de edad, es una mujer soltera, su esposo la abandono dejándola sola con su hijo, debido a esto ella siguió adelante para así poder darles un mejor vivir.
Con el préstamo quiere poder incrementar con más telas, máquinas e hilos para así poder coser con mayor facilidad y hacer más cosas que los clientes le piden. Además consiguiendo mas maquinas puede darles trabajo a demás personas para que le faciliten el trabajo y así poder obtener más ganancias para un mejor vivir para su familia.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 33
    View loans »
    Ecuador Loans Fundraising
  • $26,710,175
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Virginia Elena to buy fabric, machines, and thread.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 2, 2013
Mar 5, 2013
Currency Exchange Loss:
Mar 27, 2014