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Update on Eufemia

With her last loan, Eufemia improved living conditions in her home and is now more established, with a better image and much more customers.

Today, she is requesting a a new loan from Kiva, which she will use to buy a computer to offer Internet services. This will allow her to tap into a neglected market with the potential to grow. Eufemia is very grateful for the loan and wants the people who give to Kiva to know this.
View original language description ↓
Eufemia con su crédito anterior mejoró las condiciones habitacionales de su vivienda y ahora está mas segura, con una mejor imagen y mucha mas clientela. En la actualidad está aplicando a un nuevo credikiva, con el cual comprará un computador para ofrecer el servicio de internet y con ello empieza a aprovechar un mercado desatendido con potencial de expandirse. Eufemia está muy agradecida y quiere hacérselo saber a sus financiadores de Kiva.

Previous Loan Details

Eufermia has been making women’s dresses, multi-purpose, and knitted clothing for eighteen years. At the same time, she sells ice cream in her home and generates complementary income which supports the well-being of her household. Eufemaia makes weekly cash purchases from suppliers located in t... More from Eufemia's previous loan »

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Colombia

  • $11,100
    Average annual income
  • 267
    View loans »
    Colombia Loans Fundraising
  • $16,895,775
    Funds lent in using Kiva
  • 1,816.7
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Eufemia to buy a computer to offer Internet services.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Feb 20, 2013
Mar 5, 2013
Currency Exchange Loss:
Feb 21, 2014
This photo was used before for a previous loan for Eufemia. It was first posted on Kiva on May, 2012. Learn More