Maria is a Peruvian artisan who specializes in the art of arpilleria (appliqué). She would like to buy more fabric and other materials to increase production.
Maria has been selling through NOVICA since 2007. This is her story:
"I joined a women's group to learn textile arts. At first, we'd create our patchwork wall hangings from old clothes. One day, with the little bit of money we each could contribute, we bought bolts of fabric and spools of yarn and thread. With these materials, we created our first pieces to sell. Today, my husband and son help me. I've taught them to help with the finishing of each piece. These days I realize that what I feel becomes a part of every tapestry where I depict my experiences – what I do in daily life."
"I would like to send you my most heartfelt thanks for this microcredit. It is very comforting to know that there is someone out there you can count on. This fills us with happiness and inspires us to keep working on quality products for you."
Use the link below to view Maria's arpilleria (appliqué) pieces on the NOVICA site:
Novica is an e-commerce website that allows artisans around the world to sell unique, high-quality goods directly to consumers. It also offers small loans to help artisans in the developing world start and grow their businesses. It’s possible to buy goods created by the artisans you help fund on the Novica website.
Repayments on Novica loans are tied to artisan revenue. This means that if an artisan has a good month, they will pay back more -- or less during slower months. To accommodate this, all repayments on this loan are due at the end of the loan term. Any repayments received before this deadline will be considered pre-payments, but will still be distributed to lenders as usual.
Because Novica is not a microfinance institution, Kiva’s risk rating system is not applicable. Kiva has conducted onsite due diligence, and Kiva’s Investment Committee approved the organization as a partner. Novica offers artisans loans at 0% interest.