A loan of $5,350 helped a member to buy house-building materials like iron corrugated zinc, sand, nails, cement, metal rods, etc., for the construction of an extension apartment, using the rest of the loan to pay school fees for his son.


Abdulia M.'s Group's story

Pictured above are teachers of a primary school in Waterloo, a town in western Sierra Leone. This group of teachers has come to SMT, a partner of Kiva.org, to apply for a loan of 23,100,000 Leones for the entire team. With the help of this loan, this group of teachers will be able to buy or invest in things that they would not otherwise be able to buy or invest in, left with their salaries alone.

Some usually use these loans to buy plots of land, house-building materials, to pay school fees for their children, to buy pieces of furniture, etc. And at the end of each month, they use their monthly salaries to repay the loan. It is their school’s bursar who is directly responsible for making the deductions and the repayments on their behalf.

Ibrahim is the featured leader of this group. A native of Yoni Banna village, the 40-year-old is married to a housewife, and the couple has four children. Ibrahim has been a teacher for 13 years now. He has requested this loan in order to buy house-building materials like iron corrugated zinc, sand, nails, cement, metal rods, etc., for the construction of an extension apartment, using the rest of the loan to pay school fees for his son.

(Attached on the left of the photo are Mohamed and Fatmata; both are borrowers of the group but were not present for a group photo.)

In this group: Abdulia M., Mohamed A., Ibrahim , Kadiatu B., Salieu , Ibrahim , Santigie Abdul, Sarian F., Abdul A., Isata M., Fatmata M., Isatu Y.
*not pictured



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Loan details