Carmelina is 75 years old. She is a widow and she has seven children. She works very hard to provide for them.
Carmelina runs a general store in the Philippines and has been in business for 23 years. She has requested a loan of 29,500 PHP through NWTF in order to purchase additional stock to sell including canned goods, soap, shampoo and eggs.
In the future, Carmelina would like to build and expand her business in order to secure the financial stability of her family.
About Negros Women for Tomorrow Foundation
Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.