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Claribel Del Carmen
View original language description ↓
Claribel is requesting a loan to invest in the improvement of her house, by plastering the walls and putting a floor in the kitchen. She has worked as a teacher at César Augusto Salinas Pinell school for 16 years and has three children. Claribel is a hard worker that, in addition to teaching, works in the mayor's office during the day and at night gives classes secondary students.

Her dream is to have job stability and a decent house with all the basic conditions that any person would want. She is a person known in Nueva Guinea for being a responsible and sociable person.

Translated from Spanish by Donald Allen, Kiva Volunteer.

Doña Claribel está solicitando su refinanciamiento para invertirlo en mejora de su vivienda como es repellar y ponerle el piso a la cocina, trabaja como docente de la Escuela César Augusto Salinas Pinell desde hace 16 años, tiene tres hijos, doña Claribel es una mujer luchadora que además de docente trabaja en la Alcaldia de dia, y de noche imparte clase a jóvenes de Secundaria.

Su sueño es tener estabilidad laboral y una vivienda digna con todas las condiciones básicas como todo ciudadana aspira, ella es una persona reconocida en Nueva Guinea por ser responsable y sociable

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 59
    View loans »
    Nicaragua Loans Fundraising
  • $25,729,225
    Funds lent in using Kiva
  • 19.3
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Claribel Del Carmen plastering the walls and putting a floor in her kitchen.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jul 30, 2008
Jun 22, 2008
Currency Exchange Loss:
Jun 15, 2010