Kou is 55 years old, married, and has four children. She lives with her husband and children, in their own house in Kompong Speu province. She works on a few pieces of farmland located very close to her house. Doing this work, she earns a small income for household expenses. She especially grows most of her harvest for food for the family's consumption, and she has been doing this for more than 30 years.
Kou is a very helpful mother for each of her children, whether they are married or single, employed or unemployed. As it will be her second loan cycle with HKL, Kou would like to purchase a motorcycle for home use, as well as to help her children in their traveling needs from day to day. She hopes the loan will be given, to better her living conditions.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.