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Pen is 39 years old and has a spouse. They live together in the Prey Chor district of Kompong Cham province. Unfortunately, this couple doesn’t have any children, but they are hoping to have a child someday.

Pen and her husband own and work on their farmland which they had received from their parents as their heritage after they were married. They have been working in this type of business for over ten years. To add more to her income, Pen makes and sells a kind of Khmer cake, adjacent to her house.

The loan she is asking for is to buy a motorcycle for use to support her household, so that they can either take it for business or for individual use. Another part of the loan will be used to repair the broken areas of her house. Pen mentioned that this loan will be very helpful in improving her living conditions.

In the future, Pen hopes to work out plans and make her businesses achievable and profitable.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 76
    View loans »
    Cambodia Loans Fundraising
  • $41,821,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Pen to buy a motorcycle for use to support her household.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Feb 19, 2013
Mar 5, 2013
Currency Exchange Loss:
Aug 17, 2014