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Elsie is 50 years old and married with four children. For the past 22 years, she has been running a general store in the Philippines. She also earns an income from buying and selling fish. Elsie works hard to provide for her family and has borrowed and repaid 18 previous loans from NWTF.

Elsie is requesting an 11,000 PHP loan through NWTF to purchase stocks to sell such as soap, canned goods, eggs, noodles, and other items. In the future, she aspires to save enough money to provide a secure future for her family.

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 488
    View loans »
    Philippines Loans Fundraising
  • $69,648,700
    Funds lent in using Kiva
  • 40.7
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Elsie to purchase soap, canned goods, eggs, noodles, and other items.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Feb 26, 2013
Mar 5, 2013
Currency Exchange Loss:
Jun 17, 2013