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Francisco Jose
Francisco is 54 years old and married. His wife is a homemaker, and he supports her and his parents, who are seniors. His wife takes care of them. He is requesting this loan to purchase materials like zinc in order to build an addition to his house, which is made entirely out of sheets of zinc. He will also buy other materials, like quarry stone, because his dream is to have his house built with concrete so that he and his family can live in a safe and decent home.
View original language description ↓
El sr. Francisco de 54 años de edad es casado, su esposa es ama de casa, las personas que dependen de el son su esposa y sus padres quienes ya son unos ancianos y es su esposa quien se encarga del cuido de ellos. Solicita este credito para la compra de materiales como zinc y ampliar su casa que es toda construida de laminas de zinc, tambien comprara materiales como piedras canteras ya que su sueño es tener construida su casa de concreto para en un hogar seguro y digno con su familia.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 70
    View loans »
    Nicaragua Loans Fundraising
  • $25,759,425
    Funds lent in using Kiva
  • 24.5
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Francisco Jose to buy sheets of zinc and quarry stone.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jan 31, 2013
Mar 4, 2013
Currency Exchange Loss:
Apr 16, 2014