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José, 51, lives with his family, his wife and his children. He’s a forward thinking man who has always been noted for being an exemplary father and husband. His drive for self-improvement has always been strong; he’s responsible, honest, humble, hardworking and very enterprising.

He works growing basic grains, specifically corn and beans. He also sells furniture made from bamboo but his profession is being a farmer. He’s worked in this occupation for several years and he does so with much effort and dedication.

José wants to buy supplies to continue selling his products and to keep them from becoming damaged for lack of what’s needed to grow them. This is why he’s taken the initiative of approaching INTEGRAL to request a loan to buy supplies like manure, fertilizer, pesticide and others. He hopes he’ll be granted the support requested because he has good payment references and he expects to repay the loan ahead of time.
View original language description ↓
Jose de 51 años de edad vive junto a su familia su esposa y sus hijos. Es un hombre visionario que siempre se ha caracterizado por ser un padre y esposo ejemplar que sus deseos de superación siempre han sido altos, siendo responsable, honesto, humilde, trabajador y muy emprendedor. Se dedica al cultivo de la granos basicos siendo mas especificos maiz y frijol, Y tambien vende muebles elaborados de Bambu pero su profesion es ser agricultor. Desde hace varios años se ha dedicado a esta actividad y lo hace con esfuerzo y dedicación. Jose desea comprar insumos para seguir comercializando sus productos y que no se le arruinen por no tener lo necesario para cultivarlos es por eso que ha tomado la iniciativa de acercarse a INTEGRAL para solicitar un crédito y comprar insumos como: Abonos, Fertilizantes, Pesticidas u otros. Espera que la ayuda que solicita se le sea dada ya que cuenta con buenas referencias de pagos y espera saldar la deuda antes de lo previsto.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 555
    View loans »
    El Salvador Loans Fundraising
  • $31,854,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Jose to buy farm supplies.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Feb 15, 2013
Mar 4, 2013
Currency Exchange Loss:
Mar 17, 2014