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Henry Alberto
Henry, 39, lives with his wife and children. His neighbors say that he is honest, hard-working and enterprising. He is responsible for supporting his family and does so in the best way he knows how: maize and sorghum farming. He gets up every morning praying that, with God's help, he can carry out everything that he has to do to maintain the farm. He is applying for an INTEGRAL loan that he will use to buy the supplies he needs for his business: seeds, manure, fertilizer and pesticides. He hopes to repay the loan ahead of schedule and has excellent references. The most important things for him are working hard for his family and making sure that they have everything they need.
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Henry de 39 años de edad, habita junto a su familia, su esposa y sus hijos. En la zona donde reside es muy conocido por ser trabajador, honesto, emprendedor puesto que siempre ha realizado más mejores labores en su hogar, siendo el responsable del llevar el sustento diario a su hogar y lo hace con lo único que sabe hacer cultiva maíz y sorgo, Cada mañana se levanta con las mejores ilusiones de realizar esta actividad deseando la bendición de Dios en su trabajo, desea comprar insumos agrícolas para en estas cosechas tener los mejores productos es por eso que solicita a INTEGRAL un préstamo para la compra de : semillas, abonos, fertilizantes y pesticidas. Teniendo en cuanta que se compromete en saldar la cuenta antes de lo previsto ya que jamás le ha gustado quedarle mal a nadie y posee excelentes referencias de pago. A el lo único que le interesa es que su familia vea el esfuerzo que cada día el realiza y que a ellos nunca les falte nada.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 531
    View loans »
    El Salvador Loans Fundraising
  • $31,800,850
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $200 helped Henry Alberto to buy seeds, fertilizer, etc. for his farming business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
At end of term
Mar 25, 2013
Mar 4, 2013
Currency Exchange Loss:
Jan 25, 2014