Update on Mirian VictoriaMirian has been part of the La Paz communal bank for several years. She lives in the city of Cuenca, which is visited by many people due to its historical relevance. It has been named as part of the Cultural Heritage of Humanity in December, 1999. Aspects of interest include its four rivers, and its culture, traditions, and food, all of which captivate both locals and foreigners.
Mirian is married, 38 years old, and has two children ages 15 and 9. Her first son is in high school and her second son is in one of the local grade schools. Her husband is a driver and works for a private company. They live in their own home.
She has worked as a consultant for a well-known cosmetics brand for several years. This business gives her the opportunity to be her own boss and to improve her economic situation.
She invested her previous loan into buying cosmetics and clothes, which provide her with good income. She is also going to invest her new loan in her business. She plans to buy perfume, lotion, and cosmetics. She likes the communal bank because of the camaraderie, the unity, and the solidarity of the group.
La Señora. Mirian es casada, tiene 38 años de edad y 2 hijos de 15 y 9 años, su primer hijo está estudiando en el colegio y su segundo hijo en una escuelita de la localidad. Su esposo es de profesión chofer y presta sus servicios en una compañía privada, la casa en la que viven es propia.
Ella trabaja como consultora de una marca reconocida de cosméticos desde hace varios años, este negocio le da la oportunidad de ser su propio jefe y mejorar su situación económica.
Su crédito anterior lo invirtió en la compra de cosméticos y ropa los cuales le dejaron muy buenas ganancias. Su nuevo crédito también lo va a invertir en su negocio, va a comprar perfumes, cremas y cosméticos. El banco comunal le gusta por el compañerismo, la unión del grupo y porque es un grupo muy solidario.
Previous Loan DetailsFor the past 11 years, Mirian has been an active member of the "La Paz" (The Peace) communal bank. She lives in the city of Cuenca that is bathed by four rivers, which have given the city the name "Santa Ana of the 4 Rivers." Since December of 1999, it has been a Cultural Heritage of Humanity s... More from Mirian Victoria's previous loan »
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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