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Maria De Los Angeles
María lives with her mother in a home she owns. She has a store where she sells primary-need items, such as basic grains, milk, bread, soaps and other items. She has had the business for a number of years and has a lot of experience in sales, allowing her to make good profits. The store is located in her home in a highly frequented area of her community. Many of her customers prefer her store because it is better stocked with quality products, has very good prices and has excellent service. María is an active, enterprising woman who is dedicated to her work and has a strong desire to make headway, so she is always looking for new opportunities to open paths to success. Like all good merchants, she wants to increase her business, but she needs to make a new investment, which is why she is requesting a loan from Kiva partner Apoyo Integral that will allow her to purchase basic grains, snacks, instant meals, drinks, soaps and other items. María has good payment references and is very responsible. She feels very grateful for the help and is certain she will be able to pay off the loan while at the same time give her family a better life.
View original language description ↓
María de los Ángeles vive junto a su madre en casa propia; ella posee una tienda donde vende artículos de primera necesidad, granos básicos, leche, pan, jabones, entre otros, tiene varios años con el negocio y se ha hecho de mucha experiencia en las ventas lo que le permite obtener las mejores ganancias, la tienda esta ubicada en su vivienda en una comunidad muy transitada de personas , ya tiene mucha clientela pues las personas la prefieren porque es la tienda mas surtida con productos de calidad, a muy buenos precios y además con un servicio excelente; María es una mujer emprendedora, activa, dedicada a su labor y con muchas ganas de salir adelante siempre esta a la expectativa de nuevas oportunidades que le abran camino al éxito, como toda buena comerciante quiere acrecentar el negocio pero necesita realizar una nueva inversión por eso le solicita a INTEGRAL un crédito que le permita comprar granos básicos, golosinas, producto instantáneo, bebidas, jabones, etc. María de los Ángeles tiene buenas referencias de pago y es muy responsable se siente muy agradecida con la ayuda, asegura que podrá saldar la deuda y a la vez tiene fe que le dará a su familia una vida plena.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 551
    View loans »
    El Salvador Loans Fundraising
  • $31,831,900
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Maria De Los Angeles to purchase basic grains, snacks, instant meals, drinks and soaps.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Feb 15, 2013
Mar 3, 2013
Currency Exchange Loss:
Feb 20, 2015