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Josselyn  Steffany
Josselyn, 20 years old, lives together with her mother and her sister. Josselyn is a person who has had to work since she was very young in order to help her mother with the household expenses.

She works in her own beauty salon where she is responsible for providing haircuts, coloring services, facials, and other services. This work is a great help to her family, and for this reason she is requesting a loan from INTEGRAL, with which she will be able to buy scissors, a machine to cut hair, beauty products and all that is necessary to carry out her work, which will be of much benefit for her since she will be able to improve her earnings.
View original language description ↓
Josselyn de 20 años de edad, vive junto a su madre y una hermana. Josselyn es una persona que desde muy joven ha tenido que trabajar para poder ayudarle a tu madre con los gastos del hogar, ella trabaja en su propia sala de belleza en la que se encarga de realizar cortes de cabellos, tintes, faciales y otros servicios más, así mismo comercializa cosméticos, ganchos para el cabello y otros. Con esto ella le brinda una gran ayuda a su familia, es por esta razón que solicita un préstamo a INTEGRAL, con el cual pueda comprar tijeras, máquina para cortar cabello, productos de belleza y todo lo necesario para realizar más trabajos, lo cual será de mucho beneficio para ella ya que podrá mejorar sus ganancias.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 705
    View loans »
    El Salvador Loans Fundraising
  • $29,661,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Josselyn Steffany to buy products for a beauty salon.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 15, 2013
Mar 3, 2013
Currency Exchange Loss:
Mar 17, 2014