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This is Ana, who is the mother of four children. She has been a single mother, working for her children. Since they are living in a deteriorating house, she is requesting her sixth loan, this one to improve the family's housing situation. She will purchase materials to start rebuilding some of her house's walls, and to replace her zinc roofing sheets with new ones.

Ana is one of Esperanza Internacional's entrepreneurs, who came to the organization almost two years ago for a loan to expand her business, a grocery stall. Running her grocery business, she earns income that she uses to help her family, to reinvest in the business, and to make loan payments. She lives in a slum area in San Pedro de Macoris.

Esperanza Internacional is running a program in which most of its clients pay back their loans, fulfill the commitment to expand their businesses, and show reliability in their groups. They can request loans to improve their house structure while implementing their business loans and attending group meetings.

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About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Dominican Republic

  • $9,700
    Average annual income
  • 1
    View loans »
    Dominican Republic Loans Fundraising
  • $8,557,075
    Funds lent in using Kiva
  • 40.9
    Dominican Republic Pesos (DOP) = $1 USD