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This is 40-year-old Ramata. She is married and has 4 children aged 20, 16, 8 and 6 years. In 2007, Ramata established her clothing business. She began her business because she wanted to help in the smooth running of the home. Her business is located in the outskirts of the city and her main customers are men and women. Working 7 days a week and 11 hours a day, she earns about Le 1,000,000 every month from this business. She would like a loan in the amount of Le 5,000,000. Ramata requires a loan in order to buy more bamako materials, Senegal suits, cosmetics materials for resale. In the future, Ramata plans to become an international business woman, and give a quality education to her children up to university level. She thanks you for your support.

Additional Information

About the Association for Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 44
    View loans »
    Sierra Leone Loans Fundraising
  • $10,082,750
    Funds lent in using Kiva
  • 4,320.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Ramata to pay for more clothing materials.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Feb 15, 2013
Mar 4, 2013
Currency Exchange Loss:
Aug 17, 2013