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This is 42-year-old Safiatu. She is married and has 3 children aged 22, 12 and 12. In 2003, Safiatu established her drinks, rice, oil, pure drinking water etc. business. She began her business because she wanted to help with her children's education and for the smooth running of the home. Her business is located in the outskirts of the city and her main customers are the general community. Working 7 days a week and 10 hours a day, she earns about Le 1,000,000 every month from this business. She would like a loan in the amount of Le 5,000,000. Safiatu requires a loan in order to buy bags of rice, cooking oil, drinks, pure drinking water etc. for sale. In the future, Safiatu plans to build more houses and stores for expansion of the business and to educate her children to university level. She thanks you for your support.

Additional Information

About the Association for Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 37
    View loans »
    Sierra Leone Loans Fundraising
  • $10,068,550
    Funds lent in using Kiva
  • 4,320.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Safiatu to pay for more bags of rice, cooking oil, drinks etc.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Feb 15, 2013
Mar 4, 2013
Currency Exchange Loss:
Oct 17, 2013