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Musarat is 40 years old and enjoys doing hand embroidery work. She started doing this work with her daughters. Her embroidery patterns are very popular in her territory. Due to increasing demand of her embroidery designs, she is including other women in her business.

Musarat has seven children, and her husband’s income alone is not sufficient to support the needs of the family. Musarat is motivated to provide her family with the basic necessities of life, including food, clothes and education. In order to meet the growing demand for her embroidery, she needs to buy more material. For this, she requested a loan of 30,000 PKR from Kashf Foundation. With this loan she can buy more frames, needles and threads of different colors, which will help in generating more income. She hopes to have a good experience with this new loan.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 251
    View loans »
    Pakistan Loans Fundraising
  • $17,631,450
    Funds lent in using Kiva
  • 98.2
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Musarat to buy more frames, needles and threads of different colors.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 21, 2013
Mar 4, 2013
Currency Exchange Loss:
Mar 21, 2014