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Zakia is a 29-year-old married woman and a mother of four children. For about 10 years, she has been doing hand embroidery. She makes beautiful patterns for the people of her community. Her designs are much in demand and she has managed to establish a client base that allows her to earn money to contribute to the expenses of her home.

To help her to continue her operations, she has requested for a loan of Rs. 25,000 to buy spools of threads of different colors, packs of beads, sequins and stones for embellishment. By doing so, she would be able to more consistently cater her designs to more customers. She is hopeful that she will be able to increase her income by targeting more customers. Zakia dreams of her children's bright future and of expanding her business in the near future. She is very much thankful to Kashf Foundation for its tremendous support.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 271
    View loans »
    Pakistan Loans Fundraising
  • $17,407,625
    Funds lent in using Kiva
  • 98.2
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Zakia to buy spools of threads of different colors, packs of beads, sequins and stones for embellishment.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 6, 2013
Mar 4, 2013
Currency Exchange Loss:
Nov 17, 2013