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Ms. Noreen is 26 years old. She is married and works at home as a tailor. She has been in business for the last six years and is proud to be contributing to her household income. When Noreen was not earning an income, her family went through a severe financial crisis that compelled her to use her stitching skills in a productive manner. At that time, her husband was the sole breadwinner of the family and, due to limited resources, none of their children were sent to school. Noreen felt it necessary to change her family’s standard of living and therefore started working from home.

She is a brave woman but she was having difficulty fulfilling large orders. That is when her sister advised her to borrow from Kashf Foundation. She has requested a loan of 20,000 PKR and she will use it to purchase a new stitching machine, some thread, lace and zippers in various colors.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 307
    View loans »
    Pakistan Loans Fundraising
  • $17,714,550
    Funds lent in using Kiva
  • 98.2
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Noreen to purchase a new stitching machine, some thread, lace and zippers in various colors.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 14, 2013
Mar 4, 2013
Currency Exchange Loss:
Dec 17, 2013