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Kisarawe One Group
In this Group: Juliana, Pendo, Fatuma*, Nyasinde, Bonifasi, Hawa, Magreth, Mohamedi, Moshi, Asha, Husna, Manka, Mather, Mpewa, Basilia, Habiba, Maria
* not pictured
Juliana, who is in her 40s, is a widow and a mother of four children. One of the children goes to school and the rest have completed their study.

Since 2002, Juliana is managing her family costs by owning a hotel and doing catering activities. She works from 6am to 4pm, but sometimes until midnight, if she has a function in her hotel. She is able to make a very good profit per month.

This loan request is Juliana's ninth loan from Kiva's field partner, Tujijenge Tanzania. Juliana's previous loans, all of which she successfully paid back, allowed her to increase her stocks of food items and buy catering server dishes and more plates. With the profit, she paid for household expenses, like food, paid her child's school fees, and built a house.

Juliana will use this loan to buy a deep freezer for business activities. Her dream is to one day be able to buy a car.

She will share this loan with her loan group, "Kisarawe One Group," which totals 17 members. The members of the group will hold each other accountable for paying back the loan.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,900
    Average annual income
  • 48
    View loans »
    Tanzania Loans Fundraising
  • $15,714,475
    Funds lent in using Kiva
  • 1,619.5
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Kisarawe One Group's $4,975 loan helped a member to buy a deep freezer for her business.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Feb 28, 2013
Mar 4, 2013
Currency Exchange Loss:
Jul 17, 2013