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Muhabbat is a resident of the Shahrituz region of Tajikistan. She's 37 years old, married, and is raising four children. Muhabbat has engaged in farming activities for several years, but now she is interested in livestock. She wants to start purchasing and selling cattle since this is a more profitable business and requires less effort. With this goal in mind, Muhabbat is taking out a loan to buy cattle. She will fatten them up over a period of a few months and then resell them at a premium. With the additional profits made possible by the loan, she plans on increasing her herd. She will also be able to pay for her oldest son's wedding.
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Мухаббат жительница района Шахритус. Ей 37 лет. Она замужем и воспитывает четверых детей. Мухаббат занимается земледелием уже несколько лет. Но ее интересует животноводческая деятельность. Она хочет заняться куплей и продажей скота, так как этот бизнес приносит хороший доход и не требует больших усилий. С этой целью Мухаббат берет кредит для закупа скота. Она будет откармливать скот в течение нескольких месяцев и затем продаст с наценкой. За счет прибыли с новой деятельности она планирует увеличить поголовье скота, а также устроить свадьбу старшего сына.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MDO Humo and Partners

MDO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 238
    View loans »
    Tajikistan Loans Fundraising
  • $32,063,325
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Muhabbat to buy and sell cattle.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 13, 2013
Mar 1, 2013
Currency Exchange Loss:
Mar 17, 2014