Update on Ana ElizabethAna lives with her husband and two children. She is a very responsible woman who is always looking to improve her financial stability. She works in her own bakery where she makes French bread. She prepares it on her own in the small hours of the morning so she can sell it before breakfast, which along with dinnertime is when people eat it the most. Ana also sells shoes and sandals, which is a great financial help to her. She is asking INTEGRAL for a loan so she will have the help she needs to invest in flour, yeast, lard, tins, and everything she needs to increase her production. This project for improving her bakery is very important to her because it will improve her and her family's quality of life.
Previous Loan DetailsAna Elizabeth is 29 years old and has lived for some time with her husband and son in their own house. She sells French bread which she makes beginning in the early morning hours in her home. She also sells shoes for all types of tastes and preferences. She puts all her strength into covering all... More from Ana Elizabeth's previous loan »
About Apoyo IntegralApoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.
Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
About El Salvador
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