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Bakhtiyor lives in the Shahrituz region of Tajikistan. He's 36 years old, married and has two children. Bakhityor works with his wife on an orchard farm. However, now he would like to start his own business trying his hand with livestock. With this goal, he is asking for a loan to start working with cattle. He will buy them, fatten them, and then sell them.
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Бахтиёр проживает в районе Шахритус. Ему 36 лет. Он женат. У него двое детей. Бахтиёр со своей женой работает в дехканском хозяйстве. Однако сейчас он хочет начать свой собоственный бизнес и попробовать себя в животноводческой сфере. Для этого Бахтиёр запрашивает кредит с целью купли и продажи скота. Он будет покупать, откармливать и перепродавать скот.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 201
    View loans »
    Tajikistan Loans Fundraising
  • $31,100,325
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $550 helped Bakhtiyor to buy and sell cattle.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 11, 2013
Mar 1, 2013
Currency Exchange Loss:
Mar 17, 2014