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Mshikamano Group
In this Group: Beatrice, Moza, Subira, Chiku, Jamila, Tatu, Christina, Maimuna, Aisha, Sophia, Mwajuma, Mwanaisha, Samweli, Nsia, Zaina, Advela
Beatrice is a charcoal vendor. She is in her forties, and she and her husband have four children, all enrolled in school. She has been running her business for three years and reports that both her family and her business are doing well. She works from 7 a.m. to 6 p.m. daily and is able to earn a fair profit each month.

Beatrice is requesting her first loan from Kiva's field partner Tujijenge Tanzania. She will use her loan funds to buy more sacks of charcoal to offer for sale. This will allow her to meet the current demand as well as to increase her income. Her dream is eventually to be able to expand her business.

She will share this loan with her loan group "Mshikamano," which totals 16 members. The members of the group will hold each other accountable for paying back the loan.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,900
    Average annual income
  • 28
    View loans »
    Tanzania Loans Fundraising
  • $16,182,650
    Funds lent in using Kiva
  • 1,619.5
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Mshikamano Group's $5,250 loan helped a member to buy sacks of charcoal to offer for sale.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Feb 28, 2013
Mar 4, 2013
Currency Exchange Loss:
Jul 17, 2013